Dubai has long been a beacon for real estate investors worldwide. Its futuristic skyline, tax-free income, and investor-friendly policies make it a hot spot for people looking to invest in property abroad. One of the most commonly asked questions by international buyers is: Do you get a visa if you buy property in Dubai?
The short answer is yes—you can qualify for a residency visa in Dubai if you meet specific property ownership criteria. In this guide, we’ll explore the different visa options tied to real estate investment, eligibility requirements, benefits, and what you need to consider before diving in.
Why Dubai Real Estate Appeals to Global Investors?
Before diving into visa details, it’s essential to understand why Dubai’s property market is so attractive. Here are a few reasons:
- No income tax on personal earnings
- High return on investment in rental properties
- World-class infrastructure and safety
- A growing population with strong rental demand
- Government support for foreign investment
With these benefits in mind, Dubai has become a natural choice for those wanting to live, retire, or invest in the UAE.
So, Can You Get a Visa by Buying Property in Dubai?
Yes, you can get a visa by buying property in Dubai, and the government offers three main visa options tailored to different types of investors
- 2-Year Property Investor Visa
- 5-Year Retirement Visa (for residents over 55)
- 10-Year Golden Visa for Investors
Let’s break these down.
1. The 2-Year Property Investor Visa:
This is the most accessible visa for property buyers and suits many expats who want to live in the UAE part-time.
Eligibility Requirements:
- Minimum Property Value: AED 750,000
- The property must be completed (not off-plan)
- Must be 100% owned by the applicant (or by a couple jointly with proof of marriage)
- The property must be residential, not commercial
- Mortgage allowed, but at least 50% of property value must be paid
Ideal for:
- New investors
- Expats with a part-time Dubai lifestyle
- People testing the waters before fully relocating
Required Documents:
- Title deed from the Dubai Land Department
- Passport and UAE entry stamp
- Recent photo and Emirates ID (if applicable)
- Health insurance
- Bank statements and NOC if mortgaged
Key Notes: The 2-Year Property Investor Visa in Dubai lets you live in the UAE and can be renewed every two years. You can also bring your close family members, like your husband, wife, or children. However, you are not allowed to work with this visa. The home you buy must be ready to live in and should not have any legal problems.
2. The 10-Year Golden Visa:
For those looking to settle in Dubai long-term, the Dubai Golden Visa is a game-changer. Launched to attract investors, entrepreneurs, and skilled professionals, it has also become available to real estate investors.
Eligibility Requirements:
- Minimum Investment: AED 2 million (approx. USD 545,000)
- Can be one or multiple properties
- Mortgage accepted, but ownership share must equal AED 2 million
- Must be fully owned and not under construction
Benefits:
- Long-term stability for families
- No need for frequent renewals
- Freedom to work or open a business
- Travel flexibility
- Eligible to sponsor spouse, children, and support staff
Important Considerations:
- You don’t need to live full-time in the UAE to maintain the visa
- Application is typically processed in 30–60 days
- Properties must be in freehold areas available to foreigners
3. The 5-Year Retirement Visa (Age 55+):
This visa is tailored for retirees looking to settle in Dubai in their golden years.
Eligibility via Real Estate:
- Must own property worth at least AED 1 million
- Must have income of AED 20,000/month or savings of AED 1 million
- The property must not be mortgaged
Best For:
- Long-term residents ready to retire in the UAE
- Foreign nationals over 55 looking for a safe, sunny, and luxury retirement
Where Can Foreigners Buy Property in Dubai?
Foreign nationals can only buy property in designated freehold areas, including:
- Dubai Marina
- Downtown Dubai
- Business Bay
- Palm Jumeirah
- Jumeirah Village Circle (JVC)
- Arabian Ranches
- Dubai Hills Estate
- Damac Hills
Before purchasing, always verify whether the area qualifies for a visa-linked investment.
Can You Get a Visa With a Joint Property?
Yes, joint ownership is allowed if the property is in the name of a married couple. A marriage certificate is required, and the combined investment should meet the visa threshold.
However, joint ownership with siblings or business partners typically does not qualify unless each individual’s share meets the minimum required amount.
Visa vs. Citizenship – What’s the Difference?
It’s crucial to understand that buying property in Dubai doesn’t grant you UAE citizenship—it only provides residency rights. You are still considered a foreign national, and residency visas must be renewed periodically unless you have the 10-year Golden Visa.
What Are the differences between Dubai property visas?
| Visa Type | Investment Required | Validity | Can Sponsor Family? | Employment Allowed? |
| 10-Year Golden Visa | AED 2 Million | 10 Years | Yes | Yes |
What Happens If You Sell the Property?
If you sell the property that granted your visa:
- Your residency visa may be revoked
- You must either leave the UAE or secure a new visa (employment, business, etc.)
- Always notify authorities and apply for visa cancellation to avoid penalties
Financing And Mortgage Rules for Visa Property:
Dubai allows mortgaged properties to qualify for visas, but with conditions:
- For the 2-year visa: 50% of the property’s value must be paid off
- For the Golden Visa: Ownership portion must meet AED 2 million benchmark
It’s crucial to work with banks and real estate professionals who understand property-linked visa rules.
Application Process – Step-by-Step!
- Buy eligible property
- Visit the Dubai Land Department (DLD) or apply online
- Submit required documents
- Undergo medical check-up
- Get Emirates ID
- Receive your residency visa
You can hire a real estate agency or visa consultant to handle the entire process smoothly.
Frequently Asked Questions (FAQs)
1. Can I get permanent residency in Dubai by buying property?
No, property investment gives you residency, not permanent citizenship. However, the 10-year visa offers long-term stability. This means you can live in Dubai for a long time but won’t have full citizenship rights.
2. Can I work in Dubai with a property visa?
Only the Golden Visa allows work rights. The 2-year visa does not include employment authorization. If you want to work, you’ll need a separate work permit or the Golden Visa.
3. Can I get a Dubai visa if I buy off-plan property?
No. Only completed properties qualify for a visa. This rule ensures that the property is ready for you to live in or rent out.
4. Can I sponsor my family on a property-linked visa?
Yes, you can sponsor your spouse and children under both the 2-year and 10-year visas. Sponsoring your family allows them to live with you legally in Dubai.
5. Is property in Dubai freehold for foreigners?
Yes, but only in designated freehold zones. These areas are specially set aside where foreigners have full ownership rights.
6. How long does it take to get a property visa in Dubai?
Once all documents are submitted, it usually takes 48 hours to 4 weeks depending on the visa type. Processing time can vary based on your application and any additional checks required.
Final Thoughts:
In 2025, Dubai will continue to welcome international investors with open arms. Whether you’re looking to retire, invest, or start a new chapter, buying property in Dubai offers a legitimate pathway to UAE residency. With its secure environment, tax benefits, and cosmopolitan lifestyle, Dubai remains one of the most exciting places in the world to call home.
Before you take the leap, consult a licensed real estate agent and an immigration consultant to ensure all legal and visa requirements are properly handled. With the right guidance, investing in Dubai property can be both a lifestyle upgrade and a smart financial move.
